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Transparent, Usage-Based Pricing

Pay only for what you use. No hidden fees, no long-term commitments. Volume discounts available for enterprise customers.

MonthlyAnnual

Pricing shown in USD. Talk to our regional team → for in-country billing (NGN · GHS · KES · ZAR · EUR · GBP · AED).

Kora IDV

Check TypeStarterGrowth (10K+/mo)Enterprise (100K+/mo)
Database lookup (NIN, BVN, phone, etc.)$0.15$0.10$0.05
Document verification (OCR + validation)$0.50$0.35$0.22
Face match (selfie vs. document)$0.30$0.22$0.13
Liveness detection$0.35$0.25$0.14
Full KYC bundle (doc + face + liveness + AML)$1.25$0.85$0.55

Free

$0/mo

50 database checks/mo, API access, sandbox

  • 50 free checks/month
  • API access
  • Sandbox environment
  • Test documents

Starter

$149/mo

100 free checks, dashboard, email support, webhooks

  • 100 free checks/month
  • Dashboard
  • Email support
  • Webhooks
  • List pricing
Most Popular

Growth

$599/mo

All Starter + batch processing, priority support, custom branding

  • All Starter features
  • Batch processing
  • Priority support
  • Custom branding
  • ~30% volume discount

Enterprise

Custom

All Growth + SLA, dedicated CSM, on-premise, custom integrations

  • All Growth features
  • SLA guarantee
  • Dedicated CSM
  • On-premise option
  • 40-60% volume discount

Developer program: 50 free database checks/month forever. 14-day full trial with 200 checks. Volume discounts trigger at 10K checks/mo (Growth tier) and 100K checks/mo (Enterprise tier).

Startup Program — IDV

Pre-Series A fintechs (<$2M raised) get 50% off the IDV Starter plan for the first 6 months — on top of the permanent free tier (50 database checks/mo forever).

Apply Now

Kora Compliance

Starter

$299/mo

Up to 1,000 entities

5,000 txns/mo monitoring

  • Sanctions & PEP screening
  • Adverse media
  • API & dashboard
  • Up to 1,000 entities
  • 5,000 txns/mo monitoring
Most Popular

Growth

$999/mo

Up to 10,000 entities

50,000 txns/mo monitoring

  • All Starter features
  • Ongoing monitoring
  • Case management
  • Webhooks
  • Crypto screening
  • Up to 10,000 entities

Pro & Enterprise

Custom

50,000+ entities

250,000+ monitoring

  • All Growth features
  • ML risk scoring
  • Custom rules engine
  • Bulk screening
  • Dedicated CSM
  • On-premise option
Overage RatesStarterGrowth
Sanctions/PEP screening$0.15/check$0.10/check
Adverse media$0.25/check$0.15/check
Transaction monitoring$0.02/txn$0.01/txn
Crypto screening$0.15/check

Transaction Monitoring is the headline — not a unit charge

The per-txn rate above includes our full 3-layer engine: configurable Rules (velocity, amount, geography — written by your ops team, hot-reloaded, no engineering ticket) · ML Anomaly Detection (Isolation Forest, per-customer adaptive baselines) · Network Analysis (linked-account, shared-device, mule-pattern detection — critical at remittance volumes).

Combined score routes every transaction CLEAR / REVIEW / BLOCK with full case management. Live today across 1 commercial bank + 4 money-remittance fintechs.

Startup Program — Compliance

Pre-Series A fintechs (<$2M raised) get 6 months free on Compliance Starter, then 50% off months 7-12.

Apply Now

Kora Digital Banking

Starting from

$5,000/mo

Setup fee: $15,000 · Per-active-account: $0.50/mo

Starter Tier Includes

  • White-label mobile app (iOS + Android)
  • Web banking portal
  • Admin dashboard
  • Accounts & transfers
  • Standard branding
  • Up to 10,000 accounts
  • Email support
  • Live in 4–6 weeks

Need lending, cards, bill payments, or custom integrations? We have plans for that.

Kora CBA

Starting from

$8,000/mo

35 microservices · 500+ APIs · Live in 4-8 weeks

Platform Highlights

  • Double-entry general ledger
  • Multi-currency (12+ currencies)
  • Native Islamic banking suite
  • Lending & credit scoring
  • SWIFT & NIBSS integration
  • Agent banking & USSD
  • AI/ML fraud detection
  • Enterprise treasury module

Module Availability

ModuleCommunityStandardProfessionalEnterprise
Core banking (accounts, GL, transactions)
Cards & payments
Bill payments & USSD
Agent banking
Multi-currency
Lending & credit scoring
Islamic banking
Cross-border & treasury
Wealth management
Trade finance
AI/ML (fraud, predictive)
HSM integration
24/7 support & SLA
Included Add-on Not available

Kora Remittance

Corridor fees from

0.3%

40+ corridors · Real-time FX · Multiple delivery methods

What's Included

  • 40+ cross-border corridors
  • Bank deposit, mobile money, cash pickup
  • Real-time FX rates
  • Built-in AML/sanctions screening
  • Stablecoin (USDC/USDT) funding
  • API-first integration

Save More with Bundles

Combine products for built-in discounts. No separate negotiation needed.

Founding Partner Program

Commit longer. Save more. Help shape the roadmap.

Multi-year commitments unlock material savings and turn the relationship into a partnership. Founding Partners get quarterly architecture reviews, roadmap input, priority feature requests, and access to private betas — alongside the price break below.

2-year25% off list
3-year30% off list

stacks across all products + bundles

Published

Fintech Starter Pack

IDV Starter + Compliance Starter

$448$349/mo

Save 22% vs. buying separately

Bank-in-a-Box

CBA Community + Digital Banking Starter + IDV Growth

From

$12,000/mo

~10% off vs buying separately

Everything you need to launch a full-service digital bank. Live in 4-8 weeks. Setup fees waived on annual commitments.

Enterprise Suite

All 5 products · one agreement · one SLA

Portfolio discount

15–25%off list

Full-stack fintech infrastructure with dedicated account team, 24/7 SLA, on-premise option, and source-code escrow. Live at 1 commercial bank today.

Frequently Asked Questions

Ready to Get Started?

Talk to our sales team for a custom quote, or request a demo to see the platform in action.