Transparent, Usage-Based Pricing
Pay only for what you use. No hidden fees, no long-term commitments. Volume discounts available for enterprise customers.
Pricing shown in USD. Talk to our regional team → for in-country billing (NGN · GHS · KES · ZAR · EUR · GBP · AED).
Kora IDV
How Kora IDV pricing works
A monthly plan (platform access + a small included allowance) plus usage billed at your plan’s rate. Higher plans give lower rates and suit higher volume. A Kora IDV verification is a single SDK process that runs document scan, face match, and liveness detection together in one pass — the three are not sold separately; the per-step prices below simply show how the per-verification rate is composed. A database lookup (e.g., NIN, BVN, phone) is a separate, optional feature billed on its own — it is not part of a verification. The Free tier is sandbox only — for testing, not production.
Full identity verification (document + face + liveness): $1.15 / $0.82 / $0.49 per verification on Starter / Growth / Enterprise. Annual prepayment takes 15% off the plan fee.
Enterprise API-as-a-service: if you already hold a library of documents and photos, we also offer AML, sanctions, PEP, and adverse-media screening (and standalone database lookups) directly via our API — separate from the SDK verification flow. Contact sales.
Free
Sandbox only — 50 test checks/mo for evaluation and integration
Best for: Evaluation & integration (no production)
- 50 sandbox test checks/month
- API access
- Sandbox environment
- Test documents
Starter
Base fee + per-check usage. Includes 100 production checks/mo, dashboard, email support, webhooks
Best for: Up to ~5,000 verifications/mo
- 100 production checks/month included
- Dashboard
- Email support
- Webhooks
- Then per-check at Starter rate
Growth
Base fee + per-check usage at ~30%-lower Growth rates. All Starter + batch processing, priority support, custom branding
Best for: ~5,000–20,000 verifications/mo
- All Starter features
- Batch processing
- Priority support
- Custom branding
- ~30% lower per-check rate
Enterprise
Custom base fee + lowest per-check rates. All Growth + SLA, dedicated CSM, on-premise, custom integrations
Best for: ~20,000+ verifications/mo
- All Growth features
- SLA guarantee
- Dedicated CSM
- On-premise option
- 40-60% lower per-check rate
Developer program: 50 free sandbox checks/month forever (test environment) plus a 14-day full trial with 200 checks. In production, your rate improves with volume (counted per verification, not per component check): Growth rates from 5,000 verifications/mo, Enterprise from 20,000 verifications/mo. Annual prepayment: 15% off the plan fee.
Startup Program — IDV
Pre-Series A fintechs (<$2M raised) get 50% off the IDV Starter plan for the first 6 months — on top of the permanent free sandbox tier (50 test checks/mo forever).
Kora Compliance
An enterprise-grade financial-crime platform — real-time payment screening, network & graph analytics, and detection-effectiveness reporting — at a fraction of the total cost of a legacy enterprise suite. Roughly 80% of the capability that matters to a mid-market institution, without the license floor, multi-month implementation, or dedicated tuning team. See the full AML rule catalog →
Starter
Up to 1,000 entities
5,000 txns/mo monitoring
- Sanctions & PEP screening
- Adverse media
- Baseline transaction monitoring
- Case management
- API & dashboard
- IDV bundled
Growth
Up to 10,000 entities
50,000 txns/mo monitoring
- All Starter features
- Real-time payment screening
- Network detection (fan-in/out, beneficiary)
- Detection-effectiveness analytics
- Real-time adverse media
- Crypto screening
Pro
Up to 50,000 entities
250,000 txns/mo monitoring
- All Growth features
- Full network / graph analytics (mesh, closed-loop, shared-identifier)
- Full AML rule catalog (30+ typologies)
- Advanced case workflows
- Priority support
Enterprise
50,000+ entities
Custom monitoring
- All Pro features
- Model tuning / MRM suite
- Entity resolution
- Multi-jurisdiction reporting
- On-premise / private cloud
- SLA + dedicated CSM
Transaction Monitoring is the headline — not a unit charge
The per-txn rate above includes our full 3-layer engine: configurable Rules (velocity, amount, geography — written by your ops team, hot-reloaded, no engineering ticket) · ML Anomaly Detection (Isolation Forest, per-customer adaptive baselines) · Network Analysis (linked-account, shared-device, mule-pattern detection — critical at high transaction volumes).
Combined score routes every transaction CLEAR / REVIEW / BLOCK with full case management. Live today across 1 commercial bank and multiple fintech deployments.
Startup Program — Compliance
Pre-Series A fintechs (<$2M raised) get 6 months free on Compliance Starter, then 50% off months 7-12.
Kora Digital Banking
Starter Tier Includes
- White-label mobile app (iOS + Android)
- Web banking portal
- Admin dashboard
- Accounts & transfers
- Standard branding
- Up to 10,000 accounts
- Email support
- Live in 4–6 weeks
Need lending, cards, bill payments, or custom integrations? We have plans for that.
Kora CBA
Platform Highlights
- Double-entry general ledger
- Multi-currency (12+ currencies)
- Native Islamic banking suite
- Lending & credit scoring
- SWIFT & NIBSS integration
- Agent banking & USSD
- AI/ML fraud detection
- Enterprise treasury module
Module Availability
Save More with Bundles
Combine products for built-in discounts. No separate negotiation needed.
Commit longer. Save more. Help shape the roadmap.
Multi-year commitments unlock material savings and turn the relationship into a partnership. Founding Partners get quarterly architecture reviews, roadmap input, priority feature requests, and access to private betas — alongside the price break below.
stacks across all products + bundles
Fintech Starter Pack
IDV Starter + Compliance Starter
Save 22% vs. buying separately
Bank-in-a-Box
CBA Community + Digital Banking Starter + IDV Growth
From
$12,000/mo~10% off vs buying separately
Everything you need to launch a full-service digital bank. Live in 4-8 weeks. Setup fees waived on annual commitments.
Enterprise Suite
All 5 products · one agreement · one SLA
Portfolio discount
15–25%off listFull-stack fintech infrastructure with dedicated account team, 24/7 SLA, on-premise option, and source-code escrow. Live at 1 commercial bank today.
Frequently Asked Questions
Ready to Get Started?
Talk to our sales team for a custom quote, or request a demo to see the platform in action.