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Digital Banking Platform

Launch a Digital Bank
in Weeks, Not Years

Launch a digital bank in weeks under your own brand. Multi-tenant platform with a 52-screen React Native mobile app, 59-page web app, 64-page admin portal, and 60+ API endpoints. 6 savings products, 6 loan products, local payment rails, multi-provider bill payments, and KYC with liveness detection. Legacy vendors sell digital banking as a separate product with separate licensing. Kora Digital Banking is part of the platform — launch a white-label digital bank without a second contract.

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All Kora Digital Banking Features

52-screen React Native mobile app (iOS & Android)

59-page customer web app + 64-page admin portal (Next.js 14)

6 savings products (flexible, target, fixed deposit, piggybank, group/ajo, safelock)

6 loan products (personal, business, salary advance, quick cash, asset finance, mortgage)

Local interbank transfers with account name validation

Multi-provider bill payments (8 categories, 30+ providers)

KYC with camera capture, liveness detection, and Google Cloud Vision OCR

Multi-tenant white-label architecture (tenant detection, custom theming per bank)

AI chat assistant (OpenAI-powered banking queries)

Gamification, rewards points, and referral program

RBAC with role/permission management and audit trail

Multi-currency wallets (local + USD, EUR, GBP)