The Complete Financial Infrastructure Platform
Identity verification, compliance screening, core banking, digital banking, and money remittance — unified under one platform.
Kora IDV
Reduce KYC drop-off and verify identities in seconds
Self-hosted identity verification with ML-powered document classification (99.96% accuracy), forgery detection (97.5% accuracy), selfie matching via FaceNet embeddings, 5-layer liveness detection, and compliance screening. 361 document types across 120+ countries with 8 SDKs.
- Document OCR & MRZ parsing across 120+ countries
- ML document classification (MobileNetV3, 99.96% accuracy, 50 types)
- ML document authenticity (ResNet-18, 97.5% accuracy, 1.18% DFAR)
- Selfie matching (FaceNet 512-dim embeddings)
Kora Compliance
Automate 40 hours/week of manual compliance work
Enterprise compliance platform with 22 microservices screening against 1,042,894+ watchlist entries from 13 sanctions sources (OFAC, UN, EU, UK, AU, CA, CH, JP + Nigeria NIGSAC, Kenya FRC, South Africa FIC, Egypt) and 4 PEP databases. Includes 6-algorithm fuzzy matching, crypto wallet screening across 9 blockchains, real-time adverse media crawling with NLP, transaction monitoring with hybrid ML + rules scoring engine, case management with investigation workflows and SLA tracking, KYB with business entity verification and beneficial ownership analysis, and regulatory reporting for SAR, STR, and CTR lifecycle management.
- 13 sanctions sources (OFAC SDN, UN, EU, UK OFSI, AU DFAT, CA SEMA, CH SECO, JP MOF + Nigeria NIGSAC, Kenya FRC, South Africa FIC, Egypt)
- 4 PEP databases (764K+ global entries with risk decay)
- 6-algorithm fuzzy matching (Jaro-Winkler, Soundex, N-gram, Double Metaphone, Token, Exact)
- Crypto wallet screening across 9 blockchains (BTC, ETH, TRX, XLM, XRP, LTC, BCH, ZEC, XMR)
Kora CBA
Modernize your core banking in months, not years
API-first core banking platform with 25 Go microservices. Double-entry general ledger with 70+ endpoints, deposits & savings, lending with credit bureau integration, enterprise treasury (FX spot/swap, money market, securities, liquidity/ALM), trade finance with SWIFT MT700/701, card issuance with HSM, agent banking, USSD, bill payments, and fraud detection. Multi-tenant with RLS, local payment rail integration with provider failover, and admin + customer web portals.
- Double-entry GL (70+ endpoints, 5 financial reports, year-end closing)
- Deposits & savings (current, savings, fixed deposits, virtual accounts)
- Lending (loan products, credit bureau gateway, amortization schedules)
- Enterprise treasury (FX spot/swap, money market, securities, repos)
Kora Digital Banking
Launch a digital bank in weeks under your own brand
Multi-tenant digital banking platform with a 52-screen React Native mobile app (iOS/Android), 59-page Next.js customer web app, 64-page admin portal (deployed on Cloud Run), and Express.js backend with 60+ API endpoints. Includes 6 savings products, 6 loan products, local interbank transfers, multi-provider bill payments (30+ providers), KYC with camera capture and liveness detection via Google Cloud Vision, AI chat assistant, gamification/rewards, and multi-tenant white-label theming.
- 52-screen React Native mobile app (iOS & Android)
- 59-page customer web app + 64-page admin portal (Next.js 14)
- 6 savings products (flexible, target, fixed deposit, piggybank, group/ajo, safelock)
- 6 loan products (personal, business, salary advance, quick cash, asset finance, mortgage)
Kora Remittance
Cross-border payments in 40+ countries via a single conversation
Cross-border remittance platform with 6 microservices (wallet, transfer, AI, platform, notification, plus Kora IDV for identity). Kora, your AI assistant, handles transfers conversationally — just say who to pay and how much, no forms required. Fund wallets via USDC & USDT across 4 blockchains (Stellar, Polygon, Ethereum, TRON) with HD wallet derivation (BIP-44), auto-deposit detection, and secure key management. Settlement in local currencies across 40+ country corridors in Africa, North America, Europe, and Latin America via 3 providers (Rafiki, Yellow Card, Bridge). Competitive FX rates, recurring transfers, rate alerts, and smart reminders. Identity verification powered by Kora IDV. Flutter mobile app, Next.js customer web app, and admin dashboard in 5 languages (English, Spanish, French, Yoruba, Swahili). Stratum Remit, our consumer remittance app serving 40+ country corridors, is built on Kora Remittance — demonstrating the platform's production readiness.
- Kora AI assistant — conversational transfers with no forms
- Wallet funding via USDC & USDT across 4 blockchains (Stellar, Polygon, Ethereum, TRON)
- Settlement in local currencies via 3 providers (Rafiki, Yellow Card, Bridge)
- HD wallet derivation (BIP-44) with secure key management
Kora Sentinel
Protect Your Most Vulnerable Customers
Real-time elder financial exploitation detection. Monitor accounts for signs of abuse — POA misuse, account draining, scam signatures, cognitive decline patterns — and alert your compliance team before harm occurs.
- Real-time exploitation detection across 7 categories
- Exploitation Risk Score (ERS) — 0 to 100 weighted scoring
- 10 built-in detection rules with configurable thresholds
- Auto-escalation — alerts at 41+, cases at 61+, transaction holds at 81+